✅ No monthly premiums
✅ No medical exams
✅ Guaranteed tax-free payout
A Single Premium Whole Life (SPWL) Insurance policy is a powerful tool for protecting your loved ones, securing your legacy, and supporting charitable causes—all with just one payment.
Instead of worrying about ongoing premiums, you can make a one-time lump sum payment and ensure your beneficiaries receive a fixed, tax-free payout in the future.
Why Consider SPWL?
Unlike traditional life insurance policies that require monthly or yearly payments, SPWL lets you pay once and stay covered for life. This makes it an ideal solution for:
✔ Individuals with savings who want to put their money to work.
✔ Retirees looking for a tax-efficient way to pass on wealth.
✔ People who want a guaranteed payout without ongoing payments.
✔ Those who wish to leave a charitable gift without affecting their lifestyle.
Securing your legacy with SPWL ensures that your family or a meaningful cause receives a fixed, tax-free benefit when you pass away.
How SPWL Works (A Simple Breakdown)
1️⃣ Make a one-time payment – No need for monthly premiums.
2️⃣ Get immediate guaranteed coverage – Your policy stays active for life.
3️⃣ Your beneficiaries will receive a fixed tax-free payout if you pass away.
4️⃣ If you need funds, you may access your Living Benefits.
5️⃣ If you surrender, you receive your original premium back.
6️⃣ Change beneficiaries anytime – Adapt your policy as life changes.
📌 Example:
- You pay $25,000 → Your fixed death benefit is $55,000+ (depending on age & health).
📌 No medical exam required!
- Just answer three simple health questions for fast approval.
📌 Living Benefits included!
- You can access part of your policy’s benefit if you face a serious illness or need financial support.
SPWL vs. Keeping Money in a Savings Account
Many people keep large amounts of money in savings accounts or low-interest investments, thinking they will provide financial security. However, traditional savings have one major drawback—they don’t grow significantly over time.
💸 Keeping $25,000 in a savings account = Your heirs get $25,000.
🔹 Funding an SPWL policy with $25,000 = Your heirs get $55,000+ tax-free!
✅ SPWL turns your savings into a more valuable asset for your family or a cause you care about.
Using SPWL for Charitable Giving
If you have a favorite charity, temple, or nonprofit, SPWL allows you to support them more than a direct donation.
Why Charities Prefer Life Insurance Donations
✔ They receive a more significant donation than an upfront cash gift.
✔ It’s a tax-efficient way to support a cause.
✔ You leave a lasting impact beyond your lifetime.
📌 Example: Instead of donating $25,000 today, you can use SPWL to turn it into a $55,000+ charitable gift.
Who Should Consider SPWL?
✅ Retirees & Estate Planners – Protect and transfer wealth efficiently.
✅ People with Extra Savings – Turn your money into a tax-free legacy.
✅ Anyone Wanting Guaranteed Life Insurance – No monthly payments.
✅ Charitable Donors – Support a cause without reducing your current lifestyle.
✅ Those Who Want Financial Flexibility – Access Living Benefits if needed.
How to Get Started
📞 Ready to Learn More?
Schedule a free consultation to explore how SPWL can help you protect your wealth and make a lasting impact.
